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Nearly one quarter of US states receive a failing grade when it comes to teaching kids personal finance in schools. Twelve states don’t attempt to teach it at all. This could be one of the reasons that only 35% of credit card users don’t carry a balance and pay off their bill every month, and that only 1 in 3 Americans is saving for retirement. We don’t expect kids to learn how to read, write or drive without instruction, but another essential life skill, money management is ignored for the most part.
April is Financial Literacy Month, the perfect reason for parents to take the initiative to supplement their kid¹’ lacking personal finance education at school with lessons at home. Use these tips to determine how and where to start.
BusyKid is the first online chore chart where children can earn, save, share, spend and invest real money wisely. Formerly known as My Job Chart, BusyKid is easy to use, revolutionary and allows kids to receive a real allowance from their parents each Friday. No more points or trying to convert imaginary money.
BusyKid is committed to helping children learn the important basic financial principles they don’t get anywhere else. Designed as a platform that is easy for parents to implement, BusyKid features pre-loaded chores based on children’s ages and making chore payment approvals is as simple as answering a text message. BusyKid is the only online chore/allowance platform that allows children to earn real allowance and use it immediately to buy gift cards, make a donation or invest in real stock. For more information, go to www.busykid.com.